Human beings are so complex...

Only hardships and hard times teach us the facts, reality and naked truths of life, living and existence....

In happiness and good times, we will find large number of people surrounding you and funny talks....

In real need, and tough times, except a few, all others will generate enough excuses and look the other way....

This is hard reality...

So, we should earn enough resources to ensure our survival and decent living....

So, one needs to be  hard about earning money for all future times....

So, be prepared to be rigid about money...